Mortgage Broker Perth
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Interest Only Mortgage

Interest only loans are popular with home owners purchasing a second property and investors buying investment properties.

Principle and interest loans are the most common way to buy and pay off a property.  However, with an interest only loan you only pay the interest owed on the loan, with the principal settled at the end of the term of the loan.  If you want to defer the cost of a property acquisition to a later date, this loan may be a good option for you.

As your repayments will be interest only, they are lower, which means that you can put the extra funds into other investments or pursue other high-return acquisitions.

At the end of the interest only loan term - usually from one year to 10 years - the loan can revert to a principle and interest loan, or you can pay off the loan in full.

Some loans allow you to repay part of the principle during this fixed term, but check with your individual lender.

To discuss your interest only home loan call and talk to a trained Perth mortgage broker on .
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