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First home owners grant - WA

Simple question and answer content to help you get a quick understanding of the First Home Owners Grant.
However, as with any Government funding scheme, there can be certain issues that may make it difficult for you to qualify - for example, what happens if you are unable to live in the property you used the grant to purchase?  Contact Mortgage Brokers Perth for expert information - 1300 787 665.

What kind of property is eligible for the Western Australian First Home Owners Grant?

The property must be:
  • Located in Perth or regional Western Australia
  • Your principle place of residence.  This means you must normally live at this address.
  • Designed for habitation and meet local authority standards; 
  • a newly built or existing house including a townhouse, villa, unit etc;

The grant is not means-tested nor is it restricted by the price of the property. The state government administers the grant with the help of a number of banks and lending institutions that are approved agents.  The current amount payable is $7000.”

A Your Local Finance Mortgage Broker can assist with the application for the grant as part of your loan application process. Call Your Local Finance mortgage broker on 1300 787 665

Who can get the first home owners grant?
There are important considerations to take into account when applying for the First Home Owners Grant.  For example, neither yourself or your spouse may have previously received the grant in any other state or territory in Australia.  This means only one grant per couple (or family unit) and not one grant per person!

Additionally, neither you nor your partner can have previously owned any type of residential property in Australia.  This includes any property that may have been purchased with other friends or family.

Interest Rates are coming down.

With interest rates coming down, now is the time to speak to a mortgage broker. We know which banks are dropping rates and who is raising.
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To find out more on how these limitations could affect you or to get started on your WA FHOG, contact us today.











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