Mortgage Broker Perth
Important new changes coming for first home owners. Find out how much you can borrow.
Worried you might miss out on the latest Interest rate cuts?
Paying too much for your home loan? Our free health check will put your mind at ease.

Refinance your mortgage to lower interest rates

Given that owning your own home is probably the largest monthly expense for most people, it pays to shop around to ensure you get the best deal.

And with interest rates coming down, now is the time to ask for a better deal on your home loan.  You can use your Mortgage Brokers Perth to help assist you with this.

Interest payments and bank fees often cause the repayments you make to exceed the original cost of the house.  It makes sense that you should want to try to get a better deal.

Perth has experienced rapid growth in the past decade, but with interest rates at their peak and tipped to fall, many borrowers are considering all the options.  Because of the fluctuating Perth property market, now is the time to ask for better deal (or have your mortgage broker ask for you!)

Interest Rates are coming down.

With interest rates coming down, now is the time to speak to a mortgage broker. We know which banks are dropping rates and who is raising.
First Name:
Last Name:
Suburb:
Postcode:
Phone:
Email:
Please have someone contact me ASAP.
or call 1300 787 665
Unsure?
Please read our pledge to protect your privacy.


Where to start
Many home owners look to switch home loans and save money.  It is possible to save considerably on your home loan this way.  But it is sensible to weigh up the options, as choosing the wrong home loan can cost you thousands more.

Shop around
Consider many different lenders and the products they have to offer.  Interest payments make up a large portion of your monthly repayments so ask about the different interest rates available.  

You may be looking at switching from a variable rate loan to a fixed rate loan for example.  These loans have their own advantages and disadvantages.  Fixed rate loans enable you to know exactly what your payments will be over a set period of time, usually up to five years.  Variable rate loans offer excellent rates but often have upfront fees.  

Consider any additional fees you may be charged in order to use facilities such as early repayments and redraw, as these costs may outweigh the lower interest rate.

Although interest payments are a major part of any home loan, there are other ways to save money, for example adjusting the term of your loan can save you money in the long run too.  You may be paying for features that you don’t need, so switching your loan may save you from paying for extras that you don’t use.

If you have more than loan or account with one lender, it is still possible to switch your home loan.  Many financial institutions allow you to switch your loan, but make sure you ask what fees you will be charged and if it will affect any of your other accounts.

It is highly possible to find a better deal, whether it is a better interest rate or lower fees and charges.  You may find that by shopping around and weighing up the savings versus any costs, you can find a better home loan than your current one.

Book an appointment with someone who knows the WA property market.  Call Your Local Finance Broker on and start enjoying the benefits of a better home loan.  

 		  Our lenders

More in this Section

How safe is my mortgage if the lender folds?

Perth home owners are asking what happens to their mortgage if their lender gets sold or goes bankrupt.

Your Life

There is little doubt that mortgages can be confusing, and buying a home is such a big investment that you want to make sure you get it right. We understand your concerns and are here to help make the process as simple as possible for you.

How a mortgage broker can help.

Buying a new home

Paying off your Home Loan Faster

First Home Owners Grant - What you need to know.

Buying your dream home.

First Home Owners Guide

How much can I borrow?

How much Deposit will I need?

Property Investors

Self Employed Home Loans

 

Our Home Loans

Low Interest Rate Home Loans

Simple, hassle-free home loans with the lowest interest rates available.

Debt Consolidation

Reduce monthly commitments and get on top of your finances with debt consolidation strategies.

Refinancing

Don't get stuck paying too much. Help on how to refinance your home loan.

Low Doc Home Loans

Full featured home loans now available as low documentation loans.

Line of Credit - Equity Release

Take some money out of your mortgage for renovations, starting a business, buying a car or that dream holiday.

What makes your Perth Broker different.

Exactly why you should talk to a Perth mortgage broker before visiting your bank.